CONVENTIONAL LOANS: 
This would be the traditional financing that is available throughout the industry.  Conventional products now offer a
variety of options, low down payments, bruised credit, etc.  Often times eliminating the need to move into Non-Conforming loans.

FHA, VA, MSHDA & USRDA:
These government programs allow borrowers to work with low down payments. Contact me today to see which of these
outstanding loans will work for you.  MSHDA is a first time buyer program sponsored by the state of Michigan that offers
lower rates to qualifying buyers.

JUMBO LOANS: 
Product lines available for high loan amounts that exceed conventional loan limits.

REVERSE MORTGAGES: 
This is a special loan program available to Senior Citizens age 62 and older.  It enables the homeowner tap into the equity
of their home while still retaining ownership with no monthly payments to make.

REFINANCING:
Using the equity from your home can help you accomplish a major goal or help you out in times of need. 

These are just some of the reasons people have chosen to refinance with us:

• Home Improvements

• College Tuition

• Lower Interest Rate

• Reduce Loan Term

• Debt Consolidation

• Remove Mortgage Insurance

• Bankruptcies

• Foreclosure

• Divorce Spousal Buyout

• Vacation Money

• Investment Purposes

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